Cathy Lomasney - Specializing in the Real Estate Market in Billerica and Eastern Massachusetts

146 E Meadow Rd, Lowell, MA 01854



Your new home has been lovingly cared for by the current owners for many years. The character and charm of yesteryear exists throughout this home with such features as hardwood floors, architectural moldings & doors, and with updates such as newer heating system (2014), roof (2007), and many replacement windows. Enjoy the warmer weather outside in the yard tending to your future vegetable or flower gardens, on your 3 season porch, at LeLacheur Park watching the Red Sox Minor League team; the Lowell Spinners, by the banks of the Merrimack River, enjoying the multicultural festivals, or in the city's many parks. Public transportation is available via the LRTA bus line & MBTA commuter rail line into Boston's North Station, with easy access to TD Garden & all that Boston has to offer. Located near a major university, your new home is a short distance from many niche restaurants, and the Tsongas Arena.
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Sellers who are eager to attract serious buyers and maximize the value of their home often utilize home staging as a way to leave a good impression.

Homes that are skillfully staged look better in photos online, creating more leads, showings, and ultimately, offers. Furthermore, prospective buyers want to be able to envision themselves living in a home. Staging makes it easier for them to understand what it would look like and how spacious it will feel once it has been furnished.

Home staging by the numbers

You don’t, however, have to take my word for it. The National Association of Realtors (NAR) releases an annual report which collects and analyzes survey data from nearly 2,000 agents regarding their experience with home staging.

In their findings, they note that 62 percent of agents agree that staging a home lessens the time the property is for sale. Furthermore, 77 percent of agents said home staging makes it easier to visualize living in a home that would otherwise be empty.

Which rooms should be staged?

Staging an entire home takes an enormous amount of time and money. One way to simplify the process is to stage a select few rooms. In the NAR’s study, they asked agents which rooms they typically staged when selling a home. The results:

  • 83% Living Room

  • 76% Kitchen

  • 69% Master Bedroom

  • 66% Dining Room

  • 53% Bathroom

  • 31% Yard Space

  • 25% Children’s Bedroom

  • 21% Guest Bedroom

From these results, we can ascertain that it’s important to stage the main rooms of your home. Lesser used a multi-purpose rooms (like offices and guest rooms) aren’t as important to stage.

Can staging your home increase the sale price?

It’s difficult to say with certainty if, and by how much, home staging affects the sale price of a home. However, if staging your home is successful at getting the attention at a greater number of prospective buyers, there’s a good chance you’ll be able to go with the highest bidder.

When the NAR asked agents if staging increases the amount buyer’s offer on a home, their responses were somewhat mixed.

  • 29% of respondents thought it increases the offer by one to five percent

  • 21% of respondents say it increases the offer by six to ten percent

  • 8% said it increases the offer from between eleven to twenty percent

  • 14% said it had no impact on the dollar value of the home

  • 27% were unsure if it had an impact on the dollar value

In general, it would seem that most agents feel that staging a home not only improves a buyer’s opinion of a home, but also increases its sale value. If you’re planning on selling in the near future, staging at least part of your home could be something to consider to give your property a competitive edge.

This Single-Family in Pelham, NH recently sold for $450,000. This Colonial style home was sold by Cathy Lomasney - ERA Key Realty Services.

157 Patriot Drive, Pelham, NH 03076


Sale Price

Full/Half Baths
Be the next proud owner of this beautiful Colonial set upon a desirable acre+ lot located in a quiet, sought after cul de sac neighborhood and convenient location just minutes to the MA line. Entire home is tastefully finished with a warm and inviting dcor. Enter the two story foyer which leads you to the centrally located beautiful kitchen w/ stainless appliances, tiled backsplash ,granite countertops, tile flooring + access to deck overlooking patio and beautiful, large level back yard. Right off kitchen enjoy a family rm w/ cath ceiling, lovely palladium window + hdwd floors. Entertain your special guests in the lovely formal dining rm + living rm w/fpl, both w/ hardwood. 1st flr is completed w/ a half bath + laundry. Upstairs is the mstr b/r w/ cath ceiling and 2 walk-in closets, 2 other B/R's and a full bath. In the lower level are two nicely finished rooms perfect for exercise or play. The beautiful back yard is nicely fenced-in making it perfect for pets or a pool. Showings start on Sunday, June 23rd at Open house 12-2pm.

Your thirties are a time of many important financial decisions. Many people are starting families, buying homes, and getting settled into their careers by the time they turn thirty. The following ten years are often marked by salary increases, moving into larger homes, and saving for retirement.

It’s vital to have a solid grasp on personal finance in your thirties, as it is in many ways the foundation of your finances for the decades to come. So, in this article we’re going to give you some advice on buying a home and managing your money in your thirties.

Straighten out your credit

If your twenties were a volatile time of incurring debts from student loans, car loans, and other expenses, then it’s paramount to get your credit in order in your early thirties. Having a high credit score can secure you lower interest rates on a home loan or let you refinance your loans at lower rates.

Start by making sure your bills are on auto-pay, and be sure to settle any older debts from your younger years. You can also use a credit card for recurring expenses, such as gas to get to work or groceries, and then pay them off in full each month. This way, you’ll build credit and avoid accruing  interest at the same time.

Reevaluate your lifestyle and long term goals

A lot can change from the time you turn 25 to the time you turn 35. Your goals might shift from finding a home near the ocean to finding a home near a good school district for your children. You might also have the shocking realization that your children will be heading to college sooner than it might seem, and that you’re still working on paying off your own student debt.

Consider things like the size house you’ll need for your family, where you want to live and whether that involves being close to aging parents, and reallocating money depending on your retirement goals.

Rethink your insurance coverage

Gone are the days when all you needed was a car insurance policy to get by. As you age and your responsibilities grow, you’ll need to think about the future for you and your family. That may include a more comprehensive health insurance plan for your family, a life insurance policy for yourself, or increased covered for home and auto insurance.

Automate the headaches away

With all of these growing responsibilities, it can be easy to get frustrated with the time you’re losing to keeping your finance in order. Fortunately, there are many tools at your disposal in the internet age that will make all of those responsibilities an afterthought.

First, get a budget planning app, like Mint or You Need a Budget (YNAB). Next, set up your bills to auto-pay if you haven’t yet. Then, put reminders in your phone to periodically check your credit score and reassess whether you need to pay for certain monthly services (do you still watch Hulu?). Finally, if you haven’t yet, make sure you have your paychecks direct deposited into the accounts you’d like them to enter so you don’t have to worry about them.

1 Chadwick St, Billerica, MA 01821



Full/Half Baths
Yesteryear's charm meets today's conveniences! This home has been painstakingly updated over the last 12-14 yrs. Entering you'll notice the wide wood plank flr dining rm w/ crown molding; a great spot to host a dinner party. Perfect your culinary skills in the lrg kitchen w/ a dual fuel range/oven, granite counters, hrdwd flr, under cabinet light, & comm. grade refrig. Relax in the recessed lit liv rm by the custom built wood fireplace. As you ascend the stairs w/ custom window to the 2nd flr you'll have a view of the vinyl fenced yard. The bdrms offer you hrdwd flrs, updated windows, & recessed lighting. A Master bdrm oasis offers sitting area, cathedral. ceiling w/ skylight, & ceiling fan. The recently remodeled bath w/ tile flr, subway tile shower/soaking tub complete w/ a double vanity. Create your get away space such as a man cave, hobby room or playroom in the LL Family room. Your home is convenient to public transportation via the bus line or commuter rail, shopping, Rtes 495 &
Open House
August 10 at 12:00 PM to 2:00 PM
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Location: 1 Chadwick St, Billerica, MA 01821    Get Directions

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